Terms & Conditions

  1. Introduction
    By using or accessing (the “Website”), you agree to be legally bound by these terms and conditions. If you do not wish to be bound by these terms and conditions, please do not use this Website.
  2. Website use
    1. We may at any time and without prior notice to you replace or amend these terms and conditions. Your continued use of this Website after amendments are made means you accept the terms and conditions as updated. Therefore, please visit this page regularly to review these terms and conditions.
    2. You may not alter the Website in any way or do anything that might or will damage or disrupt the good working order of the Website.
  3. Accuracy
    Whilst we aim to provide you with accurate information on this Website, we are unable to guarantee that the information and content contained in the Website is accurate, verified or complete. We accept no liability if you or any person or organisation relies on or uses the information and/or content.
  4. Intellectual property and use of content
    1. The content of the Website is owned by us or third parties.
    2. No content from the Website may be copied, used or reproduced without our prior written consent, except:
      1. subject to clause 6.3, where extracts from the Website are downloaded or printed for personal and non-commercial use; or
      2. subject to clause 6.3, where text from the Website is reproduced for the purpose of reporting in news publications provided that: (a) the text is reproduced accurately and fairly and not in a manner that could confuse or mislead others and (b) this Website is acknowledged as the source of the information.
    3. Please note that in no circumstances may you use graphics, trade marks, logos, designs, images or photographs from the Website, except with our prior written consent.
    4. Please send your written requests to use content from the website through our contact page.
  5. Linked sites
    We make no representations about any other websites. When you access any other website through the Website you understand that it is independent from us and that we have no control over that website and can accept no responsibility in relation to its content or the way you interact with it.
  6. Linking to the Website
    You may link to any part of this Website provided you ensure that by doing so you breach no law or rights of others, and that the linking to this Website does not suggest any association, patronage, approval or endorsement, except with our prior written consent.
  7. Restricted access
    1. Access to parts of the Website is restricted to authorised persons. If you believe you have been granted access to any document or file by mistake, please leave the restricted section immediately and contact us trough our contact page as soon as possible.
    2. If you access the Website from a shared PC, during your access to the Website you will be responsible for all instructions received by us between the time you pass the security procedure until you exit the Website. This includes any input errors or instructions sent by someone other than you whilst you are still logged onto the Website.
  • Liability
    1. We cannot guarantee that the Website will be uninterrupted or error free, or that the Website or your use of it will be free of viruses or harmful material. You are responsible for ensuring that your computer and computer system is suitable to use, and compatible with, the Website.
    2. It is your responsibility to ensure that your computer system (including, but not limited to, your hardware, software and data) is not damaged by your use of the Website.
    3. In circumstances where you suffer loss or damage arising out of or in connection with the use of the Website, we accept no liability.
    4. The limitations and exclusions above only apply to the extent permitted by law.
  • Contacting us
    1. Please contact us through our contact page if you have any questions or concerns about this Website.
    2. If you contact us or we contact you in relation to the Website, we will do so in accordance with our Privacy Policy (accessible through footer on the Website).
  • House Rules
    If you upload any content to the Website (“User Content”), you agree to comply with the following terms of use at all times:

    1. You must not post or upload any User Content or use the Website in a way that breaches any law.
    2. You must not post or upload any personal information about other individuals, including any photographs or video footage of them, without their full consent for such personal information being posted/uploaded to the Website and used by SimpleInstallments in accordance with these terms and conditions (and the Privacy Policy).
    3. You must not post or upload any User Content or use the Website in a way that is offensive, threatening, defamatory, vulgar, obscene, harassing, false, misleading or unreliable, or that brings or is likely to bring the Website or SimpleInstallments into disrepute.
    4. You agree to not contribute User Content that will infringe another organisation’s or person’s rights (including intellectual property rights and rights of privacy). You agree that you have all the necessary rights and permissions to contribute the User Content you submit to the Website.
    5. SimpleInstallments may moderate and review any User Content that is submitted to be posted or is automatically posted/uploaded to the Website. However, SimpleInstallments accepts no responsibility for any User Content and reserves the right to remove/edit any User Content at any time.
    6. You are wholly responsible for all User Content posted by you on the Website (including but not limited to emails sent by you in connection to the Website).
    7. Please let us know immediately by contacting us through our contact page if any of these rules are broken by you or other users.
    8. If you have any other concerns about material posted to the Website please contact us through our contact page immediately.
    9. Using your access to the Website to send unsolicited bulk email or spam is forbidden.
    10. We reserve the right to suspend or terminate your access to the Website immediately at any time.
    11. Any User Content you post to the Website may be used by SimpleInstallments for any purpose subject to our Privacy Policy.
    12. You will indemnify SimpleInstallments against all losses, damages, proceedings, actions, legal costs (including but not limited to legal costs and disbursements on a solicitor and client basis) expenses and any other losses or liabilities arising from your posting of User Content to or use of the Website or your breach of these Terms and Conditions.
    13. If your access to the Website is terminated or suspended for any reason, you must not access the Website without our prior written consent.
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